Uber, Lyft, and other ridesharing vehicles make it more convenient and economical for people to get around Indianapolis. However, with the popularity of ridesharing, the number of accidents involving these vehicles is on the increase. If you have been injured in a rideshare accident, it is in your best interest to speak with an experienced Indianapolis rideshare accident attorney. Contact Fountain Law Firm, P.C. today to learn about your options under the law.
If you were involved in a rideshare accident, contact an Indianapolis personal injury lawyer for a free consultation.
Uber and Lyft accident cases are relatively new, and the issue of liability can be complicated, depending on the particular circumstances surrounding the accident. Although Uber and Lyft have insurance policies with million-dollar limits for liability and uninsured motorist coverage, this coverage only applies in certain situations.
Uber and Lyft drivers are required by their companies to have personal car insurance that meets or exceeds state-required minimums. However, these personal policies will not apply when a rideshare driver is driving for the company. Uber and Lyft provide insurance protection, with higher policy limits than personal auto policies, for accidents that occur when the driver has accepted a trip and is traveling to pick up a fare, and when the driver is transporting a customer. Company insurance coverage does not apply when the driver is not logged into the Uber or Lyft app – the driver’s personal policy is in effect at these times.
If an accident occurs while the driver is available or waiting for a ride request, Uber and Lyft insurance covers third-party liability in the following amounts:
However, If a wreck occurs while the driver is en route to pick up a rider or during a trip, company insurance provides $1 million in third-party liability per accident.
Legal issues can prove to be more complex in rideshare accident cases. Insurance companies are motivated by profit and do not have your best interests in mind. Your best course of action after a serious rideshare accident is to get an experienced Indianapolis rideshare accident lawyer by your side.
At Fountain Law Firm, P.C., we have the knowledge, skills, and resources to effectively pursue the maximum compensation available in auto accident cases. Contact an experienced Indianapolis injury lawyer as soon as possible if you have been injured in a rideshare accident.