Injured in a Truck Accident? Here’s What You Need to Know

October 10, 2018 | truck accident

Truck accidents are unfortunately common events in the United States. Large commercial trucks collide with smaller passenger vehicles with devastating results—and the occupants of the smaller vehicles usually are the ones who get the short end of the stick.

If you suffered injuries in a crash with a semi-truck or other commercial vehicle in the Indianapolis area, call the Fountain Law Firm as soon as you can. She will review the facts of your case at no cost to you and let you know whether she believes you have a legal claim. In the meantime, here are some basic facts about truck accidents.

There’s a Good Chance a Trucking Company Is Liable for Your Injuries

Drivers of commercial trucks are typically employees of trucking companies or are “owner-operators” who contract with trucking companies to haul specific loads. Under a doctrine known as respondeat superior, employers are liable for the negligent acts of their employees. In addition, federal regulations impose liability on trucking companies for the negligence of their drivers, even when they are independent contractors rather than employees. As a result, if you’re entitled to compensation, you’ll likely get it from a trucking company’s insurance plan.

The Insurance Company Is NOT Looking out for You

As an accident victim, keep in mind that the trucking company’s insurance company is not looking out for your best interests. Insurance companies make a profit by paying out less than they make in premiums, so they try to minimize the amount they pay on every claim they get.

Insurance companies try to limit their liability by making unreasonably low initial offers, requesting overbroad medical authorizations (in an effort to find anything that could classify an injury as a preexisting condition), unreasonably delaying the processing of a claim, and telling victims that they need to provide a recorded statement to receive a settlement offer. Insurance companies do all of these things to limit their liability, so accident victims must retain legal counsel as soon as they can.

Contact an Indianapolis Personal Injury Attorney Sooner Rather Than Later
Victims should know that retaining an attorney as soon as they can will maximize their chances of getting the full and fair compensation they deserve. Waiting to start an investigation can result in the loss or destruction of evidence that indicates the truck driver’s fault for the accident, so call the Fountain Law Firm now.

Call Indiana Personal Injury Attorney Merry Fountain Today for a Free Consultation

Indianapolis personal injury lawyer Merry Fountain is a skilled injury advocate. If you are looking for an injury law attorney in the greater Indy area—Indianapolis, Carmel, Fishers, Westfield, Zionsville, Brownsburg, Avon, Kokomo, Lebanon—she’s here to help. Call her anytime at 1-888-242-HURT (4878), or simply click Tell Us About Your Case for a free consultation.